Your property inspection checklist.
Important questions to ask and things to look out for.

The location.
- Does the area have the amenities you need, like parks, schools, supermarkets?
- Are there good public transport connections?
- Are there any developments planned for the area? Check with the local council for development applications and plans
- What direction does the property face? Will there be much natural light throughout the day?
Inside the property.
Internal walls.
- Are there any cracks or signs of movement?
- Are there any signs of dampness in the brick walls? E.g. paint and wallpaper lifting, rotting skirting or architraves, white or brownish deposits
- Do any of the doors jam?
- Are there any water stains or mould growth? This could indicate excessive condensation or roof leaks.
Floors.
- Timber floors – make sure to check for rotten floorboards or looseness. If you are in a coastal area, you should also check for signs of a borer infestation, like small tunnels or exit holes in the wood
- Concrete floors – look for signs of dampness, such as lifting tiles, and rotten or stained carpet.
Windows and ventilation.
- Can all the windows be opened? Sash cords in older windows may need replacing
- Is there any excessive condensation or mould growth on the windows or walls?
- Is there an unexplained musty smell? This could indicate a mould problem.
Renovations or extensions.
- If the house has recently been renovated or extended, check with the local council to ensure that a building permit was obtained. Illegal alterations could become your responsibility if you buy the property, especially if they go against building regulations.
Electrical systems.
- Are all the light switches and power points in good condition?
- Look for signs of burns around switches, fittings and fuses.
Plumbing.
- Do any of the taps, hand basins, toilets, etc. have cracks or leaks?
- Test the water pressure by turning on several taps simultaneously to see if there is any noticeable pressure drop
- Check for dampness and soft soil where downpipes meet the ground. They may not have been connected to stormwater.
Outside the property.
Garden.
- What condition are the fences and gates in? If they are made of wood, make sure to look for signs of rot and deterioration
- Are there any large trees close to the house? These could cause structural issues
- Is water run-off from the garden flowing or ponding underneath the house? This could cause excessive damp conditions.
Outside walls.
- If the doors, window frames, or verandah posts are made of wood – are there any signs of rotting?
- What is the condition of the mortar between the bricks? Eroding mortar will need to be cleaned out and recapped by a bricklayer. Different coloured mortar may indicate a repaired wall
- Are there any buckled, badly fitted or water-stained eaves (edges of the roof)? If so, this may indicate roof or gutter problems.
Roof.
- A sound roof is essential. Look for broken tiles and ridge caps
- Are iron sheets securely fixed and in good condition?
- Are gutters free from rust and holes?

Get pre-qualified before the house hunt.
Pre-qualifying will give you a good ballpark estimate of how much you’ll likely be approved to borrow so there are less surprises when you decide to apply for a loan.

Buying your first home?
Now that's exciting! If you need a hand learning the lingo or understanding the home buying process, check out the guides, tools, FAQs, and calculators available on our first home buyer hub.
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