Credit Cards

Basic Blue Credit Card

With 24 hour fraud monitoring, our Basic Blue credit card will give you all of the essentials of a great-value credit card. With a competitive interest rate of 11.99%, low annual fee of just $45 and 55 days interest free, plus you can take advantage of cash advances at the same low interest rate of 11.99%.

AWA Alliance Bank credit card description
Minimum credit limit $500
Minimum repayments Monthly repayments 3% of the closing debit balance, or $10 whichever is greater.
Interest on purchases 11.99% p.a.
Interest-free period Up to 55 days
Interest on cash advances 11.99% p.a.
Annual fee $45.00
Late payment fee $15.00

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To reduce a credit card limit, change or cancel your card - Contact Us

Correct as at: 1 May 2017

There may be circumstances in which you have to pay other fees. You can only be charged a fee for exceeding your credit limit if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained from the Schedule of Fees and Charges, available at

For more information on choosing a using credit cards visit the ASIC consumer website at

The terms on which this credit card is offered can change over time.

Bendigo and Adelaide Bank

AWA Mutual Limited ACN 087 651 652 (AWA) is an agent of Bendigo and Adelaide Bank Limited (Bendigo Bank) ACN 068 049 178 AFSL/Australian Credit Licence 237879 in the distribution of AWA Alliance Bank branded products and services. AWA also has arrangements with other third parties as detailed in the Financial Services Guide.

AWA Alliance Bank branded deposits and loans are deposits and loans of Bendigo Bank. This website provides general advice only and information has been prepared without taking into account your objectives, financial situation or needs. We recommend that you seek independent advice before making any decisions based on this information. Consider the relevant disclosure documents, which includes terms and conditions for the various AWA Alliance Bank products and services as this information is relevant when deciding whether to acquire or hold an AWA Alliance Bank product. AWA Alliance Bank is a trade mark of Bendigo Bank.