Basic Black Credit Card

Offered through our alliance with Bendigo Bank – our Basic Black is simply a great-value credit card.

More benefits

  • Cash advances and balance transfers at the same low interest rate
  • Interest is calculated from the statement date not from the purchase date
  • Worldwide acceptance
  • Contactless technology enabled
  • 24/7 fraud monitoring and no liability for unauthorised transactions
  • No fees for additional cardholders
  • e-statements
Interest rate 12.24%
Interest-free days Up to 44
Annual fee $45
Interest type Variable
Interest debited Monthly
Minimum repayments 3% of the closing balance, or $10, whichever is the greater

To apply for your credit card, visit one of our branches in Geelong, Portland or Mandurah. 

Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879. >> Important disclaimer

Bendigo and Adelaide Bank

AWA Mutual Limited ACN 087 651 652 (AWA) is an agent of Bendigo and Adelaide Bank Limited (Bendigo Bank) ACN 068 049 178 AFSL/Australian Credit Licence 237879 in the distribution of AWA Alliance Bank branded products and services. AWA also has arrangements with other third parties as detailed in the Financial Services Guide.

AWA Alliance Bank branded deposits and loans are deposits and loans of Bendigo Bank. This website provides general advice only and information has been prepared without taking into account your objectives, financial situation or needs. We recommend that you seek independent advice before making any decisions based on this information. Consider the relevant disclosure documents, which includes terms and conditions for the various AWA Alliance Bank products and services as this information is relevant when deciding whether to acquire or hold an AWA Alliance Bank product. AWA Alliance Bank is a trade mark of Bendigo Bank.